Vendor Spotlight: MissNowMrs.com

Once the beautiful planning of the wedding is over, it is now time for the bride to change her last name. However, my brides have found this long awaited step in their life, of changing their last name, less then a dream come true. It can be so difficult, and confusing to go through this process, and that is why I wanted to share with you this great company called MissNowMrs.com, making the process of changing your last name a breeze.

This great service has created a 3 step process for brides, making it easy to follow and submit all your documents.

STEP ONE: Once you sign up on their website you are prompted to answer a few basic questions. This will help them calculate the procedures needed to be done, based on your state regulations. It will also help determine the forms they will have you fill out. The best part is if you feel uncomfortable filling out any personal information online, then they allow you to print out the forms and you can simply write in any missing information.

STEP TWO: Next your answers, from step one, will be taken and inputed into the appropriate forms for your review. You can look over all the forms to confirm the information listed is accurate. If you don't have time to look over everything in one sitting, no problem! They give you 6 months to look over all the documents, so you can rest assured that everything is accurate and correct. If you ever have any questions or need help, a professional is available to talk to through email, phone, or live chat!!

STEP THREE: Filing! You will be asked to print out all of the forms you have filled out and will then be given specific, detailed instructions on how to go about filing your paperwork. And there you have it! All done! Once papers are filed it is estimated that you will receive your new documents with in 2-3 weeks, depending on the office.

I completely recommend this to anyone beginning the name changing process. You will thank me! They do charge a small fee for using their service, but MissNowMrs.com have given us 2 free gift cards to give out to our readers! To win, CLICK HERE, and share your proposal story, and my team and I will choose two winners! Winners will be announced next Tuesday, October 30th.

Can't wait to hear from you all! Have a simply sweet day :)

Insure Your Wedding Ring!

Now-a-days there is insurance for everything. From our cars to our houses, we insure what is most valuable to us! So why not insure your engagement ring? Thanks to The Knot for this great article on tips to insure your most special piece of jewelry! It's easier than you think!

John Partridge Photography

What It Is:

There are a few ways to insure your engagement ring. Ring insurance can be purchased as an extension (also called a "rider") for your renters' or homeowners' policy. Renters' and homeowners' policies cover the items in your home, but only up to a certain dollar value. Expensive, special items, like engagement rings, art, and electronics are guaranteed through scheduled personal property coverage -- an insurance policy extension that covers particular items. Another option is to insure your ring through a company that specializes in jewelry insurance, which might offer more coverage than a standard homeowners' policy (replacing a lost or stolen ring rather than paying a set amount of cash, for instance).

Who Needs It Most:

Any couple with jewelry that has high material or sentimental value -- whether your wedding and engagement ring cost $500 or $50,000, an insurance policy is a way of honoring not just their financial value but what they represent. The sentiment behind your ring is priceless, but the ring itself can be replaced -- if they're insured -- in the event that something happens to them.

What to Know About How It Works:

You will need to provide your receipts, as well as an appraisal (which costs a small fee; you can get an appraisal from a certified gemologist). And remember, if you move after the wedding, make sure your "ring rider" follows you. Some couples have the ring insured at the bride's house (or her parents') before the wedding, but forget to add it to the policy for their new home when they move in together.

If you don't have a renters' or homeowners' policy, there is an alternative way to insure your ring: Certain insurance companies offer policies through jewelers on individual pieces -- ask your jeweler if they work with an insurance company to offer ring insurance. These kinds of policies can vary widely company by company (usually a jeweler will offer a policy that's underwritten by smaller company), so ask specific questions about the level of coverage provided.

Questions To Ask Before You Choose a Policy:

• Is the ring covered if you lose it accidentally, or only if it's stolen?
• How will the company replace the ring -- with a check? Or will they require you to purchase a replacement through a specified jeweler
• What if it's a vintage ring or other unique piece? How will the quality and size of your diamond -- and that of a replacement if needed -- be documented?
• Is the ring insured to full cost or a fraction of it?
• How will you need to prove the ring vanished if you make a claim?
• Are there any circumstances that aren't covered? (What if your ring flies off at the circus and gets trampled by elephants, for example?)

Average Cost:

The yearly cost to insure your ring is $1 to $2 for every $100 that it would cost to replace. In plain English, this means that if your ring would cost $9,000 to replace, you might expect to pay between $90 and $180 per year to insure it -- or slightly more in cities where the risk of theft is higher.

How To Get Your Cost Down:

Buy a vault or safe to keep jewelry in when it's not being worn. (You can also keep paperwork like appraisals in the safe, so you'll always know where they are if needed.)

What To Remember if You Only Remember One Thing:

When you shop for a "ring rider" policy, make sure to read the fine print: A good policy will cover every potentially ring-threatening situation from theft to damage to accidentally dropping it in the garbage disposal.